Crypto platform development built for compliance and scale
Malta earned its reputation as Europe's blockchain island for a reason — the MFSA's Virtual Financial Assets Act provides one of the world's clearest regulatory frameworks for crypto businesses. Born Digital builds the full spectrum of blockchain platforms — exchanges, DeFi protocols, NFT marketplaces, token launches, custodial and non-custodial wallets, and Web3 dApps — engineered for security, regulatory compliance, and global scale.
What We Deliver
End-to-end solutions engineered for performance and growth.
Crypto Exchange Development
Centralised (CEX) and decentralised (DEX) exchange platforms with high-performance order books, matching engines, liquidity pools, fiat on/off ramps, and real-time market data. We build exchanges that handle thousands of transactions per second with sub-millisecond latency and institutional-grade security.
DeFi Protocol Development
Yield farming, staking, lending and borrowing protocols, liquidity mining programmes, and Automated Market Maker (AMM) development. We design and build DeFi protocols with battle-tested economic models, governance mechanisms, and security-first smart contract architecture.
NFT Marketplace Development
Full-featured NFT marketplaces with lazy minting, trading, English and Dutch auction mechanics, royalty enforcement via EIP-2981, and multi-chain support across Ethereum, Polygon, and Solana. Creator tools, collection management, rarity rankings, and decentralised metadata storage on IPFS.
Token Development & ICO/IDO/IEO
ERC-20, BEP-20, and SPL token creation with comprehensive tokenomics design. Launchpad development for ICOs, IDOs, and IEOs with vesting contracts, cliff schedules, fair launch mechanisms, and multi-round allocation. We model token economics to ensure sustainable long-term value.
Smart Contract Development & Auditing
Production-grade smart contracts in Solidity (EVM chains), Rust (Solana), and Move (Aptos/Sui) with formal verification and comprehensive security auditing. We use Hardhat, Foundry, Slither, and Mythril for testing and analysis, plus independent third-party audits before every mainnet deployment.
Web3 dApp Development
Decentralised applications with seamless wallet integration — MetaMask, WalletConnect, Phantom, Coinbase Wallet — on-chain data indexing via The Graph, IPFS storage for decentralised content, and responsive React frontends that make complex blockchain interactions feel simple and intuitive.
Crypto Wallet Development
Custodial and non-custodial wallet solutions with multi-chain support, hardware wallet integration (Ledger, Trezor), MPC (multi-party computation) security for institutional-grade key management, biometric authentication, transaction history, and portfolio tracking across all major blockchains.
Blockchain Integration & APIs
Integrate blockchain data and crypto payment processing into existing platforms. Oracle integration with Chainlink for real-time price feeds, cross-chain messaging, on-chain event indexing, webhook notifications, and REST/GraphQL APIs that bridge Web2 systems with Web3 infrastructure seamlessly.
Why Choose Born Digital
Malta's Crypto Regulatory Advantage
The MFSA Virtual Financial Assets (VFA) Act provides one of the first and most comprehensive crypto regulatory frameworks globally. Build on a solid legal foundation with clear licensing pathways, EU passporting rights, and institutional credibility that sets your platform apart.
Full-Stack Blockchain Expertise
From Solidity smart contracts and Rust programmes to React frontends and Node.js backends, we build the entire stack. No need to coordinate multiple vendors — one team owns your project from protocol design to production deployment.
Security-First Architecture
Smart contract auditing, penetration testing, multi-sig governance, cold storage integration, and MPC key management. Security is not an afterthought — it is embedded in every architectural decision, every code review, and every deployment process.
Multi-Chain Development
We build across Ethereum, Polygon, BNB Chain, Solana, Arbitrum, Optimism, Base, and Avalanche. Our multi-chain expertise means your platform can reach users wherever they are and adapt as the blockchain landscape evolves.
Regulatory Compliance Support
KYC/AML integration with leading identity verification providers, travel rule compliance, transaction monitoring, and platform architecture designed for MFSA VFA licensing. We work alongside your legal counsel to ensure your platform meets all regulatory requirements.
Client Satisfaction
Avg. ROI Increase
Load Time Target
Projects Delivered
Technology Stack
Built with industry-leading technologies.
Frequently Asked Questions
Why build a crypto platform in Malta?
Malta was one of the first countries globally to introduce a comprehensive regulatory framework for crypto and blockchain — the Virtual Financial Assets (VFA) Act, enacted in 2018. The Malta Financial Services Authority (MFSA) provides clear licensing pathways for exchanges, brokerages, custodians, and token issuers. This regulatory clarity gives your platform credibility with institutional investors, banking partners, and users. Malta is also an EU member state, which means EU passporting rights — a VFA licence in Malta can be used to offer services across all 27 EU member states. Combined with a crypto-friendly government, competitive corporate tax structures, English-speaking talent pool, and a growing ecosystem of blockchain companies, legal firms, and compliance specialists, Malta remains one of the strongest jurisdictions in Europe for launching a crypto business.
How much does it cost to build a crypto exchange?
The cost of building a crypto exchange depends heavily on the type (centralised vs decentralised), feature set, and compliance requirements. A basic decentralised exchange (DEX) with AMM pools and token swapping typically starts at EUR 50,000 to EUR 80,000. A centralised exchange (CEX) with order book matching, fiat on/off ramps, KYC/AML integration, and custodial wallet infrastructure ranges from EUR 100,000 to EUR 200,000+. Enterprise-grade exchanges with institutional features — multi-sig governance, cold storage, OTC desks, margin trading, and MFSA VFA compliance — can exceed EUR 200,000. We recommend starting with a focused MVP that covers core trading functionality and compliance, then iterating based on user feedback and trading volume data.
Do you build DeFi protocols?
Yes. We develop a full range of DeFi protocols including Automated Market Makers (AMMs) similar to Uniswap and Curve, lending and borrowing platforms modelled on Aave and Compound, staking protocols with liquid staking derivatives, yield farming aggregators, and cross-chain bridge contracts. Every DeFi protocol we build undergoes rigorous security auditing — including formal verification of critical smart contract logic, fuzz testing, and invariant testing using tools like Foundry and Echidna. We also implement timelocks, multi-sig governance, and emergency pause mechanisms as standard security features.
Can you help with MFSA VFA licensing?
We build platforms that are architecturally compliant with MFSA VFA requirements from day one — including KYC/AML identity verification workflows, transaction monitoring, travel rule compliance, audit trails, and data retention policies. While we are a technology studio and do not provide legal or licensing advice directly, we partner with established Malta-based legal firms that specialise in MFSA VFA applications. We work closely with your legal counsel throughout the build process to ensure the platform meets all technical requirements for VFA Class 1 through Class 4 licensing.
Which blockchain should I build on?
The right blockchain depends on your use case, target audience, and performance requirements. Ethereum remains the gold standard for DeFi and NFTs due to its massive developer ecosystem, liquidity, and institutional trust — but gas fees can be high. Layer 2 solutions like Arbitrum, Optimism, and Base offer Ethereum security with dramatically lower costs and faster transactions. Polygon provides an excellent balance of low fees, EVM compatibility, and strong enterprise adoption. Solana is ideal for high-frequency trading applications and consumer-facing products that need sub-second finality. BNB Chain is popular in Asia-Pacific markets with lower costs. We often recommend a multi-chain strategy starting with one primary chain and expanding to others as your user base grows.
How do you ensure smart contract security?
Smart contract security is non-negotiable in crypto development. Our security process includes multiple layers: first, we follow secure development patterns using battle-tested libraries like OpenZeppelin. Second, we write comprehensive unit tests and integration tests targeting 100% branch coverage. Third, we use automated analysis tools — Slither for static analysis, Mythril for symbolic execution, and Foundry for fuzz testing and invariant testing. Fourth, we perform manual code review with a focus on reentrancy, flash loan attacks, oracle manipulation, access control, and economic exploits. Fifth, we engage independent third-party auditing firms for a fresh-eyes review before mainnet deployment. Finally, we implement bug bounty programmes and monitoring with real-time alerting for anomalous on-chain behaviour.
Do you build NFT marketplaces?
Yes. We build full-featured NFT marketplaces with lazy minting (so creators pay no gas until the first sale), English and Dutch auction mechanics, fixed-price listings, offer and counter-offer systems, collection pages with rarity rankings, royalty enforcement using EIP-2981, and multi-chain support across Ethereum, Polygon, and Solana. We also build creator tools — batch minting, collection generators, airdrop functionality, and allowlist management for pre-sale access. Our NFT platforms integrate with IPFS and Arweave for decentralised metadata storage, ensuring your NFTs are truly permanent and censorship-resistant.
Can you integrate crypto payments into my existing platform?
Absolutely. We integrate cryptocurrency payment processing into existing websites, eCommerce stores, and business platforms. Your customers can pay in BTC, ETH, USDT, USDC, and other major tokens via payment APIs from providers like Coinbase Commerce, BitPay, or custom smart contract-based payment flows. We handle wallet connection, transaction signing, real-time price conversion, payment confirmation with configurable block confirmations, and automatic settlement to fiat if required. For eCommerce, we integrate directly with Shopify, WooCommerce, and custom storefronts. For B2B, we build invoicing systems with crypto payment options and automatic reconciliation with your accounting software.
Our Crypto Development Process
Six structured steps from tokenomics design to mainnet deployment. Every crypto platform we build follows this process to ensure security, compliance, and reliability.
Discovery & Tokenomics Design
We analyse your business model, target market, regulatory requirements, and competitive landscape. For token projects, we design tokenomics — supply mechanics, distribution schedules, utility design, and incentive structures. Deliverables include a project brief, technical specification, and tokenomics whitepaper.
Architecture & Protocol Design
We design the system architecture — blockchain selection, smart contract structure, off-chain infrastructure, API design, and security model. For DeFi protocols, we model economic mechanics and simulate edge cases. For exchanges, we design order matching and settlement flows.
Smart Contract Development
We write, test, and optimise smart contracts using Solidity (EVM chains) or Rust (Solana). Every contract is developed with OpenZeppelin standards, comprehensive test coverage using Hardhat and Foundry, gas optimisation, and upgrade patterns (proxy contracts) where appropriate.
Frontend & dApp Development
We build the user-facing application with React and Next.js, integrating wallet connections (MetaMask, WalletConnect, Phantom), real-time on-chain data via The Graph or direct RPC, and responsive interfaces that make complex blockchain interactions feel simple.
Security Audit & Testing
Comprehensive security review including automated analysis (Slither, Mythril), fuzz testing (Foundry), manual code review, economic attack modelling, and penetration testing of off-chain infrastructure. We engage independent third-party auditors for critical contracts before mainnet deployment.
Deployment & Monitoring
Testnet deployment, staged mainnet rollout, and ongoing monitoring. We set up real-time alerting for anomalous on-chain activity, implement admin dashboards for protocol governance, and provide post-launch support for upgrades, incident response, and feature iteration.
Crypto Development Packages
Transparent pricing for blockchain projects. Every package includes smart contract auditing, testnet deployment, and post-launch support.
Starter
DeFi/NFT MVP
Ideal for MVPs and proof-of-concepts
- Smart contract development
- Basic frontend dApp
- Testnet deployment
- Security review
- 30-day post-launch support
Growth
Exchange/Protocol
For production-ready platforms
- Full platform development
- KYC/AML integration
- Multi-chain support
- Liquidity management
- 3-month support retainer
Enterprise
Full Ecosystem
For regulated, institutional-grade platforms
- Custom exchange or protocol
- MFSA VFA compliance architecture
- Institutional-grade security
- Multi-sig governance
- 12-month support retainer
Malta — Europe's Blockchain Island
Malta is one of the most attractive jurisdictions in the world for crypto and blockchain businesses. Here is why founders and enterprises choose Malta as their base for building regulated crypto platforms.
The Virtual Financial Assets (VFA) Act, enacted in 2018, established clear rules for ICOs, exchanges, brokers, custodians, and portfolio managers — giving legitimate crypto businesses a legal framework to operate within.
The Malta Financial Services Authority provides a structured licensing process with clear requirements. A VFA licence from the MFSA carries international credibility with banking partners, payment processors, and institutional investors.
As an EU member state, a Malta-licensed crypto business can passport services across all 27 EU member states — giving you access to 450 million consumers from a single regulatory jurisdiction.
Malta hosts a thriving ecosystem of blockchain companies, specialised legal firms, compliance consultancies, and fintech service providers — making it easy to find the support infrastructure your crypto business needs.
English is an official language in Malta, and the CET timezone provides convenient overlap with both European business hours and Asian markets — ideal for global crypto platforms that operate 24/7.
Our Crypto & Blockchain Capabilities
From centralised exchanges to payment gateways, we build the full range of crypto infrastructure your business needs.
Centralised Exchange (CEX)
Order book matching engine, fiat on/off ramp integration, custodial wallet infrastructure, advanced order types, and institutional-grade API for algorithmic trading.
Decentralised Exchange (DEX)
Automated Market Maker pools, limit orders, cross-chain swaps, concentrated liquidity positions, and permissionless token listings with governance controls.
NFT Platform
Full marketplace with minting tools, creator economy features, royalty enforcement, collection management, rarity rankings, and multi-chain support.
Staking & Yield Platform
Validator node infrastructure, liquid staking derivatives, yield aggregation strategies, auto-compounding vaults, and real-time APY dashboards.
Token Launchpad
IDO and IEO platform with tiered allocation, vesting schedules, cliff mechanisms, fair launch controls, KYC-gated participation, and multi-chain support.
Crypto Payment Gateway
Accept crypto payments in BTC, ETH, USDT, and USDC with instant fiat conversion, invoicing, subscription billing, and accounting system integration.
Explore Related Services
Crypto platform development is part of our broader engineering practice. Explore related services that complement your blockchain project.
Digital Product Engineering
Product-first engineering for cloud-native MVPs, AI-augmented platforms, and full-stack applications. From idea to launch in weeks.
AI & Machine Learning Solutions
Intelligent systems powered by machine learning, natural language processing, and predictive analytics for smarter crypto platforms.
Website Development Malta
High-performance websites built with Astro, Next.js, and modern web technologies. Perfect for your crypto project landing page.
Custom Software Malta
Bespoke software solutions tailored to your business — from internal tools and admin dashboards to complex multi-system integrations.
iGaming Development
Regulated iGaming platforms built for the Malta Gaming Authority (MGA) framework. Shared compliance and fintech infrastructure expertise.
Ready to build something exceptional?
Let's discuss how Born Digital can engineer your next digital product for performance, scalability, and conversion.